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If email sends cost credits, the question is whether each one earns it. Madelyn Donovan's answer, with the updated Email Variants in the picture: "each send is much more worth the credit now than it would have been before this. Things are going to be so much more targeted, so much more relevant. You would have wanted to spend that credit regardless."
My addition: "So take advantage of this, leverage it."
A more targeted, more relevant send is a better use of every credit.
The next step